[anigbrowl]

the other poster's point went over your head. Risk-accepting people and their families understand what they're doing and that they're making a bet with their life. I've done so, and not without cost. Opinions might differ on the value of such bets, and acceptance of that risk might be grudging rather than serene, but it's not unexpected.

But sudden random death is a different story. Car crashes or stray bullets can suddenly kill people uninvolved in and not seeking any risk. An unbuckled driver is primarily a danger to themselves, but also highly incentivized to drive differently - eg swerving to avoid an unsurvivable collision, but causing someone else to have a more serious accident.

I'm not sure where you'd start a statistical analysis, but the worst outcomes in the many traffic accidents I've seen always seem to involve 2 cars that have a minor collision causing a third car to have a major one, like hitting a structure or rolling.