[dazc]

> 'Even getting them to pay for insurance is hard enough, how difficult do you think it'd be to get them to pay £10k fine?'

In a lot of cases the fine for having no insurance is lower than the insurance would have cost.

In other words, the system is seriously f*d up and needs to be changed.

[TimPC]

Driving without insurance should be a jailable offence and needs to be taken far more seriously. You are at risk of not having coverage when you cause significant injury or death to someone. If a breadwinner for a family is no longer able to work, the verdict may be more than you can earn in a lifetime which makes you into some sort of debt slave. Not having insurance when you can inflict severe harm on other people is quite dystopian.

[ClumsyPilot]

> If a breadwinner for a family is no longer able to work, the verdict may be more than you can earn in a lifetime which makes you into some sort of debt slave.

the bigger issue is the breadwinner's family will go from middle class to living in poverty. The types that don't pay insurance are not gonna pay court settlement in a timely manner.