[plusbryan]

I'm curious about this - it's one of the reasons I love banking with Schwab. No fees for ATM use, even internationally. I rarely need cash, but when I do, it's really convenient that I can use any stinky old corner ATM.

I ask honestly: what illusion am I missing?

[parrispreston]

Yeah, ditto to this. I have Schwab and I can go to any ATM and they reimburse me at the end of the month. No yearly, monthly, overdraft fees. nothing.