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by aspyct 1434 days ago
There's Ponto :)

https://myponto.com/en

Disclaimer: I work for them. What I'm saying here is 100% personal and does not reflect the views of my employer, yada yada...

To be honest, we're doing an excellent job of protecting our customers' data. It's one of our core concern, and I have absolutely zero issue putting my own data in there.

We do _NOT_ store your credentials or even receive them at any point. Quite frankly, we don't want them. Any authorisation you would give us automatically expires after some time anyway, enforced by the banks.

The primary offer of Ponto is one API to interact with all your own bank accounts. No license needed, we handle all of that. We also provide a unified interface to all the banks.

The API is well thought out. All of our managers are highly skilled devs, so they understand what it takes to build good software (= time).

Check it out, we have a great support directly via Slack. I'm not answering that myself, but the guys who do it are super dedicated and will go a long way to help you.

Honestly I can't say enough good things about this product and our team! A product you can rely on, long term.

2 comments

Belgian law seems pretty data hoarding heavy. Even things like activity logs will be kept around for 10 years after contract termination, per your Privacy terms.

Fintech might be overall more security focused in their software development practices, but 10 years is still a very long time to entrust someone with your data.

So, related to the topic at hand, if I use Ponto, can I connect Gnucash to it then so it fetches all information automatically?
Probably, yes :) But you'd have to find/build the integration.
Haha, anything is possible if I build it myself!

So the answer is a clear no then, please be up front about it instead :)

I was merely responding to the parent comment saying that you need a license, which is not the case with this API.
Sure, that I understand, I'm just saying that you failed to actually reply to me (or your reply was ambiguous at best)

The topic is GnuCash, parent said "The biggest problem with it as far as I can tell is the requirement for manual entry" whereas someone replied "To use these APIs in Europe you need a license" and you said "There's Ponto", and I asked you if I can use Ponto to connect to GnuCash.

I think it's understandable to think that if someone is suggesting Ponto (in a submission about GnuCash), then you should reasonably be able to use Ponto to connect to GnuCash, since that's the entire point of this submission. Otherwise your comment just reads as trying to shoehorn in your own product wherever it's only slightly related to the topic at hand.