[ProblemFactory]

> I would say that proper password manager is the best investment you can do from any app.

My bed is the best investment in the sense that I spend 1/3 of my life there. That doesn't mean it would be a good idea to pay 1/3 of my income towards a bed and mattress subscription.

Healthy competition from many suppliers means that I can buy a bed for a one-time, materials cost + profit margin price instead of purely value-based pricing, and spend the surplus elsewhere.

[nicce]

The bed is a great example. Saying that investment should go linear with a time spent is a bit of a harsh generalization.

Instead, you certainly want to get a good enough bed. However, at some point, you get diminishing gains when investing more into it, and it does not matter anymore. Usually, good enough is the point to which healthy competition leads—an affordable price and with a not too high-profit margin.

Similarly, with password managers, are free alternatives good enough? The initial comment implied that it is not worth paying at all, but I think the good enough is not met with current free alternatives, at least for non-tech people.

[xigoi]

I'm using the free version of Bitwarden and have no problems with it.

[nicce]

To be honest, free version of BitWarden might be the best you can get at the moment and it is enough for the majority. But you have to pay for better two-factor security.