[ohyes]

Thanks for responding,

So when you say you aren't a bank, you really do follow many standard banking industry practices (at least in terms of security/insurance).

I think it is important that you show this when advertising a service like this to possible customers.

I appreciate the importance of keeping the pitch simple, but for me, I act a little more cautiously with my money than I would signing up for a new social network or something of that nature.

I want to be able to read all of the fine print and know exactly what recourse/assurance I have, before I fill out an application. Having it spelled out somewhere is important. Perhaps I simply couldn't find that part of the site, (but even if that is the case), any security guarantees might be worth putting front and center.