[Brystephor]

I just did a very quick read-through of fednow. It'd be awesome for businesses if they could get their customers to pay via fednow over CC. Just the data requirements alone are less costly (e.g. no PCI DSS requirements for bank accounts).

The problem I think of is getting the customers to use this. If you can entice your customers to consistently use this rail, that's awesome. No idea how you'd do it other than increasing costs to pay via CC. It seems like it also targets digital payments and isn't too focused on in person transactions (e.g. grocery stores).