[stefan_]

Why would someone extend a loan to people based on one-time or limited time stimulus payments?

[Rury]

Maybe to take their one-time/limited stimulus payments, and then repossess when people can no longer pay?

I'm sure if they felt that they wouldn't be able to repossess, they wouldn't be nearly as incautious in extending the loan.

[cyberge99]

Plus technology and some loan terms enable vehicle location and tracking on later model vehicles.

[jakear]

Loans are assets. It’s free valuation.