[wyclif]

Obviously it's because they don't have the up-front down payment money, and maybe they get a new job that requires commuting by car.

[Godel_unicode]

The vast majority of people on hn seem to genuinely not be able to wrap their heads around the idea that this is a serious possibility. It’s super weird, but it also makes for some highly entertaining comments.

[wyclif]

I had similar thoughts—it's probably down to the privilege factor. There are a high number of SWEs here on HN and many of them have likely never been in a financial position like that.