[h4waii]

A lot of discussions around "investments" but large purchases (or any) don't have to always be framed around extracting money back out of it; there are better things to optimize for, like happiness, enjoyment, experiences, etc...(do these all fall under happiness umbrella?)

If you're dunking $100k on a second house just for vacationing with your family, IMO, if 15 years later it ends up being $0 on paper, who cares, it's what you did with the time there that will really pay dividends.

Edit: Mexico, I'd personally look at Mexico.