I'm hoping the same. Regarding 401k please remember that employer matches do not count towards the contribution limit, always calculate your deduction so that you max it out without the employer match. The employer match is the cherry on top.
My income potential increased quite dramatically actually. But after multiple burnouts, and struggling with symptoms of ADHD, it doesn't really matter what you accomplish most of the time if you miss enough morning standups to piss off the manager. So I've really struggled to maintain _any_ employment, and therefore I had literally zero money going into this year. The memory leak analogy was due to working every so often enough to bank a few tens of thousands, and then losing that job and just gradually draining mt entire bank account while looking for a new one.