[mgraczyk]

Chase has been doing BNPL for around 2 years (My Chase Plan). It's a different UX than other BNPL like affirm, and they don't own a spot in the conversion pipeline so I think long term that will hurt their ability to compete. I'm not super familiar with Chase's business though, maybe they have something in the pipe that would improve the situation for them?

[dehrmann]

It'd have to be part of the checkout flow for customer certainly, so either the payment processor or card network would have to make it happen since there are so many issuers.

[toomuchtodo]

Can't speak to Chase, but Amex offers this post purchase with a fee. Could offer it without the fee considering they're charging the merchant fee anyway, but I suppose they've done their revenue research.

https://www.americanexpress.com/en-us/credit-cards/features-...