[stevespang]

City of Austin should require a fully "paid up in advance" insurance fund to completely protect all buyers (and sellers to buyers no matter how many times in future) for the full current value of the purchase price - - against cracks in slab, walls, structural failure, etc.

[sbierwagen]

You're right. The best way to make housing affordable is to require developers to pay even more money. That will make the house cheaper, and not more expensive.