[occam54]

I wish what you say were true - a voice only phone, and nothing else. Over the years I have been gently kettled ('coerced') into using it more and more. If you do any online banking you will know that the mobile phone has become and indispensable part of online proof of ID. Yes, I do the banking on my desktop, but the only way I can login now is via an SMS message sent to my smartphone. No verification code, no login.

[simonblack]

I have several electronic banking security tokens. These produce a random number that has to match a random number generated at the bank for your account at the same time. I have used used these very successfully when travelling overseas. They obviate the need for an SMS code to be sent to the phone.

http://myanmargazette.net/167029/commonwealth-bank-3-net-cod...