[stevenjgarner]

and what about independent contractors? I have been a technology contractor since the 1970's and I have never had a contract with any of my customers.

[phibz]

You verbally agreed on contract pay rate, payment frequency, schedule, assignment of works, how sensitive information will be handled, whether or not you can subcontract a portion of the work, who provides materials and work accommodations, and a bunch of other important details?

All without a written agreement? I'm surprised you could get people to work with you.