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by nieksand 1453 days ago
One big question is how long you have till you need the money. If you need to cash out within a year or two for a mortgage down payment, I would consider taking the inflation hit and plopping it in an FDIC insured savings account. If you have years or decades until you need it, I would either put it all in stocks or purchase a home that you plan to live in.

An asset tracking the S&P 500 is still a very reasonable bet. For my taxable accounts I use IVV with an expense ratio of 0.03%

https://www.ishares.com/us/products/239726/ishares-core-sp-5...

Another good, diversified choice is Berkshire Hathaway class B shares (BRK.B). Lots of boring but money-making businesses in there. The downside is that both Buffet and Munger will be out of the picture within a few years, so there is a chance of a rocky leadership transition.

https://en.wikipedia.org/wiki/Berkshire_Hathaway#Businesses_...