[macinjosh]

> wise.com is laughing. M-Pesa is laughing. EU SEPA is laughing.

Not sure how SEPA helps an immigrant in the US trying to send money back home. Or a million other situations not involving places that have SEPA.

Your other options are greedy corporations. Wise wants $7 to transfer 1000 bucks to Europe. Bitcoin will continue working if corporations fail, change policies, arbitrarily decide not to do business with you, or jack up prices. Bitcoin is not subject to the whims of a single private organization.

Government sponsored options are also beholden to all sorts of invasive inspection as well. If you want to send more than $10k it can be a lot more work in some places.

[SideburnsOfDoom]

> Or a million other situations not involving places that have SEPA.

And the way forward for those places is more like SEPA, than like bitcoin. That's the point. There exist better solutions to these than the US has, many commenters are oblivious, and these solutions don't look like Bitcoin.