[w0m]

Matches my experience. I legitimately like it for quick boiler plates; it's like a better snippet engine. But Paying for it...

[speedgoose]

It's worth it if it saves you a few minutes every month.

[Taywee]

Only if it saves you a few minutes every month in a "net" sense. If it saves you dozens of minutes every month and then also costs you dozens of minutes every month in hard-to-predict ways, it's hard to judge either way on it.