[Kimcha]

I am using https://www.arqbackup.com/ to back up to my Microsoft OneDrive.

It’s end to end encrypted. So there are no privacy concerns.

And you get get Microsoft 365 family, which gives you 5x 1tb accounts for something like $60 per year.

This ends up super cheap and protects your data even if your house burns down as it’s off-site.