[buzer]

> Problem is instead of choosing a TOTP which would have been compatible with any OS/device they favor their own proprietary app with a push based solution. This suck.

As far as I understood from the news the reason was that regulators (or the regulation itself) told banks that the 2nd factor could not be easily cloned. Before this regulation most Finnish banks were using one time pads (actual physical paper), but because it was possible to make a copy of it they had to phase out the usage.