[lkxijlewlf]

That's a little unfair. When you lose someone, a very many things have to happen almost immediately. It can be quite overwhelming. Especially given the stress and trauma of just losing a loved one. Having everything "you should already have" in one place makes a lot of sense. And there's nothing to say that this has to remain only in MD format. A printed copy in the safe would be helpful.

Of course, using your logic, getting is sorted "yesterday" could mean sitting down and having your loved one understand how to access all this data using MD. Even better would be to have them build the data up with you.