[latchkey]

Certainly, the marketing around web3 went to shit. But I've been in it for 4 years now so I don't really care about the VC's because I see the larger picture already.

I agree with everything you said, but the end. The ponzi tokenomics definitely needs to stop, but the lego yield stuff has potential. It is more than just unbanked, it is people without lines of credit. It is teaching people how to be fiscally responsible.

Based on my Vietnam example below. Woman with gold teeth instead deposits her stable money into her phone. That money earns yield automatically. She can also use a portion of it as collateral for a Kiva-style loan to help with her farm crops (or whatever small business she has). People who buy her products effectively pay back her loan directly by submitting to her phone app. She's in control of it herself.