[LanternLight83]

If those lower returns were coupled with lower volatility, I think we'd see more people utilizing crypto, for specific use cases: a. Instant, negligible-fee ledgers within social cohorts (eg. Algo, Nano, vs Paypal, Zello [a bit of that "anti-corporation" philosophy doesn't hurt here]). b. Privacy-coins, which also happen to have low fees but are too slow or haven't developed the UX to play that quick social role, so they attract an alternative audience through privacy ideals (eg. Monero). c. For donations, with the same trade-off between ease of use and privacy depending on the involved parties' preferences.

I'd argue it's the risk of volatility which both drives high returns and suppresses these uses, so a stabilization of market prices would eventually see growth in these use-cases as their potential audience puts proportionally less weight on the risk-factor.

One might not see 1 out of 100 current investors remain, but do think that these audiences could grow to equal or surpass such a small segment of the current interest.