[zeven7]

If you're looking for a place with a community you can ask about those things I recommend, /r/ethfinance. I decided against using Celsius after asking around about it there. There's also been good discussion about what makes a good stablecoin over the years. Hint: Stables like DAI are a completely different thing from what Terra was.

[icu]

Thanks. I also evaluated Celsius (and others) but decided that I couldn't determine counterparty risk after reading their terms and conditions. In the end I stayed away because of that.