[mytailorisrich]

Is it a bank, though?

I don't know Brex but looking around their website they seem to be a fintech company but not a bank (they don't seem to have a licence)

[reverseprefs]

Brex cash is functionally a bank account. Department-specific Brex cards are useful and it integrated well.

Our “real” bank has such a clunky interface that we started using Brex cash because it was a little easier, and over time drifted more to that account.

[mytailorisrich]

A bank is a licenced and highly regulated company. This is important, especially when things go wrong...

[throwaway290]

There is a world of regulatory difference between a prepaid plastic reseller and a proper bank, no matter how similar it might look on the surface.