[sebmellen]

I don’t know of many banks that offer high reward debit cards. IMO Mercury has almost perfected the banking experience, and I am perfectly happy with that.

If I want a high-reward card I’ll get an Amex Platinum (a credit/charge card) and stick with Mercury as my bank.

[eins1234]

That's a perfectly valid choice! FWIW, I actually do like Mercury's UX marginally better than Brex.

I would just prefer to have my banking and spending in 1 place, and if I did that with Mercury, I'd be sacrificing 1%+ rewards, which I would not consider a financially responsible option when Brex exists and has a good enough banking experience.

Wouldn't it be nicer for everybody if there were more options that had both a great banking experience and credit-level rewards that all competed for our business? That's all I was trying to encourage with my feedback, but the fanboyism in this thread has proved to be too strong for that message to get through.

[sebmellen]

Personally I would much prefer to keep my banking (cash storage) separate from my credit. To me, it is nice to have a barrier between the two. This way, your credit provider won't randomly decide to shut you out of your bank because you're too small!

I see your point, but I am not of that opinion.