[anjel]

The medical insurance racket has everyone hypnotized into following their financial interests. Go to a new doctor and say the magic words "no insurance, im paying out of pocket" and suddenly a new, often times very affordable hidden cost menu appears, a menu doctors are contractually prohibited from showing you if you are insured. It's the reason the first question you're asked at the front desk is "do you have insurance." Out-of-pocket, office visits are 150 to 300, follow ups are 40 to 75 procedures are a fraction they quote when youre insured and copaying costs, and most importantly, your doctor is free to treat you, without insurance cost restraints bending his medical judgement. Its a whole new ballgame.