[Phlarp]

Apple Pay doesn't run as a browser extension with a nasty habit of granting bad actors full access to drain your funds in a totally irreversible way.

Does any of that fall under "user experience" for you?

[patch_cable]

The distinction between “browser extension” and “baked into Safari” didn’t seem like an important distinction for this discussion.

The similarities are that in both use cases the user is presented with a request to approve or deny.

[Thorrez]

Yeah, I think the main differences are:

* Phished Apple Pay transactions can be reversed. Crypto transactions can't be reversed.

* Actors who phish Apple Pay transactions will be banned. Crypto bad actors generally can't be banned.

[tatertots1234]

Banned from what?

If somebody sets up a phishing website in the US with intent to steal funds, they are equally as liable whether their target is a crypto wallet or Apple Pay.

[lupire]

Banned from the banking network. You can't receive credit card payments directly.

[nieve]

Has there ever been a prosecution for theft of crypto via phishing/draining?

[Thorrez]

https://www.justice.gov/usao-ct/pr/wallingford-man-charged-s...

https://www.coindesk.com/markets/2019/06/24/two-israeli-brot...

https://www.cnbc.com/2020/07/31/twitter-bitcoin-scam-masterm...

https://krebsonsecurity.com/2020/09/two-russians-charged-in-...

https://nationalcybersecuritynews.today/greek-student-arrest...

[tatertots1234]

Plenty of charges have been laid over the years related to crypto phishing and fraud.