| I'm banking on the emergency access feature [1] of Bitwarden (available in self-hosted version too [2]). The "how it works" section has more information [3] but it essentially boils down to trusted individuals requesting access - which can be manually approved by account holder or they are automatically granted access after a pre-defined wait time. Bitwarden (paid version) also claims this - "If your premium features are cancelled or lapses due to failed payment method, your trusted emergency contacts will still be able to request and obtain access to your Vault. You will, however, not be able to add new or edit existing trusted emergency contacts." [1] - https://bitwarden.com/help/emergency-access/
[2] - https://github.com/dani-garcia/vaultwarden/wiki/
[3] - https://bitwarden.com/help/emergency-access/#how-it-works |