[capableweb]

I'm curious about those numbers for both cases myself, but I know that only one of them you can actually get the numbers from (although only the number of coins in wallets, not coins belonging to users, as a user can have many wallets), the other one is completely in the dark as no one can really say who has what.

Since we can't know the numbers for fiat, we can at least try to understand it for Bitcoin. As far as I can tell, sources seem to point towards the number being closer to ~2% of wallets hold ~70% of all Bitcoin.

If this is a better/worse distribution than fiat, we will never know.