[yucky]

>That is how it works for citizens and households.

>That is not how it works for governments and central banks.

At no point did I mention households.

Governments absolutely do borrow money - https://www.investopedia.com/terms/t/treasurybill.asp

If they weren't borrowing money, then what do you call the interest they have to pay? Which by the was $1 trillion last year - https://www.crfb.org/blogs/debt-rises-interest-costs-could-t...

Imagine what we could do with that trillion dollars...instead we have to print more money and deflate the savings of our middle class citizens to cover the cost.