My bank's android app has more control over my account than any other way of interacting with them, including going into branches and posting forms. That's not strictly a monopoly but I'm on my fifth bank and they've all been similarly rubbish.
Huh, interesting. I can't think of many notifications I would want from my bank. I've got an alarm for if my balance goes under a certain threshold, which I guess could be handled via a notification, but IMO it is easier to just make the threshold high enough that I can treat it as a "check-once-per-day" thing, and get the notifications via email.
As a UK customer, I use Monzo bank and have pretty consistently had good experiences. They are a new bank. Recieving international money transfers was the only bit that they didn't support.
I've spent plenty of time working on GDPR compliance in EU and I can directly tell you there's nothing in GDPR that would say anything like that.
GDPR talks about data collection and says nothing about having your own business spam you with advertisement (as long as they don't collect data outside their GDPR restrictions).
> Consent is presumed not to be freely given if it does not allow separate consent to be given to different personal data processing operations despite it being appropriate in the individual case [...]
You’re right, but only if the company wouldn’t track whether you’ve seen or even received that message. So yes, general or even contextual messages would be allowed, but “You haven’t seen X in 9 days” would imply processing personal data for marketing purposes.