[chime]

I had to turn off my paypal.me because I naively picked a number for a username and people kept putting that number in the send-to-username field and sent me free money, which they always tried to refund later, getting me stuck dealing with PayPal's customer service through no fault of mine. I would explain to them that I didn't ask for the money, I do not want to keep the money, and I am not accusing the sender of scamming. Sometimes I was able to refund instantly but depending on the sender and payment method, PayPal had to get involved for weeks of back and forth.