[bityard]

> This is incorrect - electric motors draw more current when under load.

Which is a true statement but incomplete and therefore misleading. A fan motor is under the highest load when it is doing the most work. That is, moving the MOST air. If you restrict airflow (e.g. with a dirty filter), the motor is under less load and draws LESS current. A lot of people get this wrong because it's counter-intuitive on the surface of it.

You can test this very easily with a box fan and a kill-a-watt. Turn the fan on High in the center of the room and read the power. Now move it against the wall. You will hear the fan get louder because it is spinning faster, because it's doing LESS work. The meter will also show less power being drawn.

It is true that a dirty filter restricts airflow through the whole HVAC system. This extends the system's "on" cycle, which reduces the whole system's efficiency. But the popular claim that a dirty filter will burn out the motor is bunk.