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by fox918 1479 days ago
> I knew I wasn't achieving the goals I had with my DIY spreadsheet and mint.com, and once I started using YNAB everything came together very nicely.

That is exactly what I hope to express in my sibling comment. Increasing the friction (be it UX or multi-device usage) might make my hesitation to manage my financial situation bigger and I might cease to manage it. This would be quite a bad scenario (well, at least for my savings ;) )