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by PopAlongKid
1483 days ago
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>If you're saving for something near term (ex: new car, new house) that's within 5 years A more conservative suggestion that I read once and have mostly adhered to says that any money you expect to need in the next five years should not be in the stock market at all. >BND (Vanguard Total Bond Market) Individual bonds and bond funds are two quite different types of investment and should not be considered equivalent.[0] [0]https://www.fidelity.com/learning-center/investment-products... |
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Bond funds move based off of the sum of bonds that are inside of them.
Much like we programmers study assembly code to understand the machine, even though we write code in C++ or Javascript, any bond fund owner should study bonds to understand the underlying mechanics and risks of the overall fund.