[goodpoint]

> Should people with zero income be able to afford housing?

By definition, "zero income" (without infinite savings obviously) means you cannot afford anything! People without income obviously cannot be included in any conversation about affordability.

Should people without income be provided housing directly or through things like UBI? Yes, of course, but that's a different conversation.

[jen20]

> By definition, "zero income" means you cannot afford anything!

…no it doesn’t. No income AND no assets means you cannot afford anything.