[ncallaway]

I don’t know, but it almost certainly violates your bank’s terms of service to share your password with Plaid.

If Plaid is every compromised in a way that leads to a loss of your funds in your account (probably unlikely), your bank likely has no legal requirement to make you whole for that, if you shared your password with Plaid.

I just don’t think you should share your bank password with any external entity.

[encryptluks2]

Very good point. Plaid will surely send you a $50 class action settlement check to make you whole for having $100k drained.