[supernovae]

this sounds like such a pain in the ass just to do my finances when other tools do it all for me…

[kleebeesh]

I guess it comes down to the tradeoffs you're willing to accept for privacy. I personally find it quite sketchy that Plaid takes your username and password to your literal money and then does some opaque screen-scraping just to grab your transactions. I also spent a lot of time working with their API and it did not inspire confidence.

[rsyring]

Not really their fault. The banks fault.

I have two banks and one CC that use an OAuth type system now.