Fidelity does not have easy online wires. Or at least, I couldn't figure out how to wire a payment recently; it seemed possible to do it over the phone, but I didn't want to read wiring instructions over the phone. Schwab was easy to wire payments with at least when I last did it in 2018ish. Schwab website says outgoing wires are $15 if placed online; if you have a large enough balance, the wire fee is waived. Fidelity wires are free, one of my credit unions charges $25 (in person or by phone), the other charges $30 or $40 (online form available which I haven't used or in person), depending on your balances.
I've done a fair number of wires, but I still need about nine more before I earn my top hat and monocle.
Their Cash Management Account is a brokerage account that mimics a checking account. ATM fees reimbursed domestically and internationally, free wires, accepts ACH and wires, can keep up to $1.25M in it and still have FDIC coverage through underlying sweep to partner banks. No monthly fees or account minimums. PNC issues their debit card. You can hold securities in the account if you want to, but are not required to. You can also overdraft using margin or other financial instruments if desired, but again, not required to.
They are a high quality financial services provider.
I've done a fair number of wires, but I still need about nine more before I earn my top hat and monocle.