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by c0balt 1483 days ago
Fyi, most bike insurances in germany will require you to have your bike locked up against a solid (i.e., non-movable) object with some even putting requirements on locks (shackle diameter, ...). I don't know how much those rules are enforced though I imagine for some claims they may be challenged.
2 comments

In the Netherlands you are only required to (a) use a ring lock and a chain with a rating of at least two stars [1], (b) deliver 2 + 2 keys to prove that you had actually locked your bicycle (keys can't be removed without locking).

The "lock against a solid" requirement in Germany is unreasonable to fishy. Can one really prove or disprove that?

[1] https://www.stichtingart.nl/en/is-my-lock-approved/

That's probably the case for most insurances; they need to know you did at least some work to prevent theft.

Do you get to claim theft insurance on your house or car if you left it unlocked?