[thelittleone]

I always found corporate credit cards to be similarly dodgy. Firms I worked at offered a "corporate" amex. The employee as card holder was personally liable for the debt, the employer had no liability. At the time these cards did not accrue any points either. And the corporate policy was typically "no personal expenses".

1) you must use corporate card for company expenses 2) you must not use corporate card for personal expenses 3) you cannot accrue points for use of corporate card 4) you are personally liable for corporate expenses on this card

I'm pretty sure amex was giving big perks to CFOs.

If you assume a limit of $10k per card and company (like the one I was at) had over 10k employees (though not all had cards) the amount is pretty astonishing and zero liability.

I once had an issue with Amex because I'd been travelling a lot and the boss was away and then slow to approve.