[banannaise]

Getting a 3.5x multiplier for a charity that is mostly waste puts you more or less back at 1x.

Which is not to say you shouldn't help people. It is to say that the best way to help may not be registered and legislated charity. Mutual aid is a powerful thing - you can enable communities around you to be self-determining, rather than funding a bunch of salaried assholes to decide what they need.

Go find a mutual aid organization near you. Set up a big chunky recurring contribution. And if you're feeling intrepid, get to know some of the people and learn how you can help out on the ground.