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by 40acres 1487 days ago
Klarna feels like a feature to me, not a self sustaining business. I don't know what other capabilities they provide for merchants but I don't think BNPL can stand on its own, especially in a downturn.
2 comments

In their home market in Sweden, they are one of the largest providers of checkout services for e-commerce.

It's pretty much a Stripe competitor, plus BNPL.

BNPL is not their only feature, merely the most advertised one. They also provide e.g. instant payments, like PayPal.