[creakingstairs]

I agree with you mostly. But some random thoughts.

> 4 years of lost earnings + $200K

Yeah I forgot how much US universities cost. I did a double major in LLB and BA and my student loan at the end was less than 50k including some living costs.

I can see why people in US are more focused on job qualification side of a degree if the opportunity cost was that much.

[seoaeu]

Yeah, anyone saying that you shouldn’t think about money when making perhaps the single largest expenditure in your life* probably doesn’t have your best interests in mind.

* admittedly, a lot of people buy homes that cost more. Still probably in the top 5.