[sushid]

Your analogy doesn't make sense for a multitude of reasons. Terra is the blockchain that Luna and UST ran on, not the stablecoin on the ecosystem.

More importantly, DAI is overcollateralized using ETH and other coins. UST was algorithmically pegged to the USD with an implicit backing by Luna. DAI still technically has a depeg risk (e.g. if ETH has a flash crash of > 50% that it doesn't recover from) but the risks are much lower. It's _probably_ safe in the long term although my stablecoin of choice is USDC.