[anotheracctfo]

Yeah that's the whole point behind fractional banking. The government regulates how much money you need to hold to satisfy demand.

Oh wait, I'm just getting word that Tether isn't a bank. I wonder what ratio you can have if you aren't a bank?

Weird to think about because I thought that it was very illegal to have an unregulated bank. Oh well, I'm sure nothing bad ever happened before bank regulation.