Not hate, just not a system used very much here. Most people with a credit card have one for online purchases (I do), but those are a minority. Even that is no longer really needed with big stores like Steam and Amazon (.de and .nl) accepting the local IDEAL standard for banking transfers.
Paying with a credit card in shops? That's just not done excepting American tourists, same as in a number of European countries. It's contactless debit cards mostly. Building a credit rating by using a credit card is not part of the system.
Paying with a credit card in shops? That's just not done excepting American tourists, same as in a number of European countries. It's contactless debit cards mostly. Building a credit rating by using a credit card is not part of the system.