[arcticbull]

> Those types of loans also have a double-digit APR, which might have been fine if you tought you could flip your house for 30-100% in the near future.

Nah not all of them. Margin loans were as low as 0.5% APR, and currently not much higher than that.

[brewdad]

Where are you seeing a margin loan rate that low today? Fidelity's current best rate (for over $1MM) is 4.75%. Their base rate is actually 7.85%.

[jmillikin]

https://www.interactivebrokers.com/en/trading/margin-rates.p...

IBKR charges 2.33% base rate, reducing to 1.58% for balances over 1 million USD.

[arcticbull]

Institutional rates are even lower at, for instance, PMR.