[rossdavidh]

My wife and business partner had no payroll, because they do things themselves. Some people were telling her she could still get PPP, but it was not possible to get an informed bank human on the line to ask about it, and then all the money was gone and she moved on.

[dboreham]

If this was the very first round of ppp, I believe that banks got up to speed after a few weeks, and more money was found, so the situation improved considerably.